CAPITAL ALLOCATION ADVISORY
Before you commit the capital, know the answer.
We help owner-operated businesses with $3M to $30M in revenue decide whether a major investment is worth it ,and whether the business can survive getting there.
THE TWO QUESTIONS
Every major investment comes down to two questions.
Is it worth it?
Does the return clear what the capital actually costs you, after the owner, the lender and the opportunity you give up?
2. Can the business survive getting there?
If sales dip or the project runs long, does the cash hold? We test the plan against a bad year before you sign.
Most owners only ask the first one. We answer both, in writing, with a clear Yes, Not yet, or No.
Our five lenses
Every decision goes through the same five
tests, in a base case, a downside and a
stress case.
Cost of capital : What the money really costs, including your own.
Return on capital: Whether the investment earns more than the cost
Decision underwriting: The assumptions behind the plan, and how solid they are.
Survivability: Whether cash holds up if things go wrong.
Timing and structure: When to commit ,and how to stage or structure it.
SERVICES
Fixed fees. No surprises.
Capital Snapshot
$3,000 flat
A fast, focused read on one decision. Credited toward a Review if you go ahead within 60 days.
Capital Roadmap
From $15,000
A sequenced plan for several competing uses of capital over the next two to three years.
Capital Review
From $8,500
The full five-lens test of a major investment, with a written Yes, Not yet, or No.
Advisory Retainer
From $4,000 / month
Ongoing support as decisions come up ,with quarterly check- ins on the plan.
HOW IT WORKS
Four steps. Two to four weeks.
1. Intro call : 30 minutes , free. We confirm the decision is a fit.
2 . Documents : You share the financials through a secure portal.
3.Analysis: We model the decision through all five lenses.
4.Verdict: You get a written report and a walk-through call.
THE FOUNDER
Andrew L. Cheatham II
Andrew has spent nearly a decade in finance spanning banking and wealth management with national and regional financial institutions , working alongside business owners and families on how capital is raised, spent and protected. He has served as treasurer on nonprofit boards with budgets of about $1M , speaks regularly on capital markets and economic strategy, and is a veteran of the US Army Reserve.
He founded Lavalle Consulting Group to bring corporate -level capital discipline to owner-operated businesses , so owners can make their biggest decisions with the same rigor a finance team would bring.
Have a big decision coming up?
Start with a free 30-minute call. If it’s not a fit, you’ll know in the first ten minutes